A Business Choice

Open up your finances right now, and chances are you’ll find a credit card. Credit cards have developed from a “only businessmen” item to something for everyone now. For those that are looking for a “businessman” approach, look towards American Express. Though this may appear cliche, American Express appears to be aimed more so at businesses than the common buyer.

The main reason because of this is that American Express is much less broadly accepted as other cards such as MasterCard and Visa. This may be for the fact that American Express is more of a “businesslike” credit card. American Express has many different versions of cards for differing people. The Blue credit card, which has no fee and gets the account rewards.

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Then there’s the “Gold Delta SkyMiles Credit Card.” These cards give you to earn Delta SkyMiles, which you can then redeem for Flight Awards with Delta. The next card is the “Platinum Business Credit Card”, that allows one to pay over time and does not have any fees for 12 months. American Express is also useful for small businesses, having tools including an open discussion board where you can consult with other small business owners.

You can also get tips on how to control your small business’s funds. This plus a good mindset can assist you achieve good business if you are running a little business. Imagine if you’re owning a larger company though, and not a small business? American Express offers Corporate and business Card Programs too! They also have business travel solutions, which can be used to work with you when traveling. Are you a product owner?

Try American Express’ product owner tools. With this, American Express can help you get ads submitted in print, such as journals and newspapers. You may get Gift Cards also, that are prepaid bank cards that have a spending limit for you to gift money safely with others. Lastly, merchants have free usage of customer support to get help on any problems you may have.

Like Visa, American Express in addition has introduced “Prepaid” credit cards, which work much such as a gift card that can be used anywhere that accepts American Express. This allows parents that want to give teenagers money that they cannot easily lose an alternative solution. The pre-paid credit cards also can be refilled and have lots of the same benefits of a regular American Express, minus a bank checking account and PIN amount.

Unlike Visa, American Express offers “Specialty” cards, which can be got in “Birthday, Dining, Movie, Kids, Teens, Groom, and Bride, and MANY THANKS” varieties. Overall, American Express is a good choice if you are a small business/using your credit card online/etc. However, if you’re searching for a good choice for personal credit cards, I’d consider Visa, as they have a reliable customer support, as well as being very user-friendly. American Express overall is an outstanding card, that have a good history, and I highly recommend it to new businesses.

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